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Redneck Rewards Checkin' Account

GREAT NEWS!  The interest rate on this account will increase to 2.25% APY* beginning February 21st!

Get a high interest rate — 2.00% APY* — with our Redneck Rewards® checkin' account. There’s no minimum balance required, and we include a Redneck Bank VISA debit card for secure purchases and access to ATMs worldwide.

  • Free online banking

  • Free online bill pay***

  • Free VISA debit card

  • Free customer service

  • Free ATM transactions worldwide**

  • Free daily email notification if overdrawn

  • No minimum balance

  • Free bank-to-bank transfers

Free online banking

Free online bill pay***

Free VISA debit card

Free customer service

Free ATM transactions worldwide**

Free daily email notification if overdrawn

No minimum balance

Free bank-to-bank transfers

Open Account Online Have questions about our online
banking? View our videos and tutorials

Standard account features that come with all our accounts

  • Bank-to-bank transfers
  • Person-to-person transfers
  • Overdraft privilege****
  • Visa debit card
  • Direct deposit
  • Mobile deposit
  1. Earn 2.00% APY when you have up to $10,000 in your account. Amounts over $10,000 will earn 0.50% APY. If requirements are not met you will earn 0.25% APY. We will pay interest earned by your account at the end of each monthly billing cycle. *APY is Annual Percentage Yield.
  2. **We will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum.
  3. Open this account with a minimum deposit of $50.
  4. There is no minimum balance required to maintain this account.
  5. There is no monthly service charge.
  6. To receive rewards from Redneck Rewards personal checking account, participants must:
    1. Make 10 Redneck Bank VISA debit card transactions per monthly statement cycle. Please refer to #9 below.
    2. Receive your statements electronically.
  7. Fees could affect the earnings on this account. Learn more about this account.
  8. Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st. There are no rollover transactions.
  9. Qualifying VISA debit card sales transactions include each time you use your VISA debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
  10. Annual Percentage Yield (APY) is accurate as of 10/2/2017.
  11. ***Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
  12. There is a limit of two Redneck Rewards accounts allowed per individual.
  13. This is a tiered account.
  14. ****Overdraft privilege is available for customers who qualify.
  15. Free eStatements with transaction images are available for view online.
  16. A $3 per month charge will be applied for paper statements.
  17. Learn more about our banking.
Those interest rates are sure smelling good! Redneck Bank debit cards Debit Card Speech Bubble