Smishing

Redneck Bank® will NEVER call and ask for access to your computer or ask ya to perform actions outside of normal bizness processes.  We may call ya to verify debit card activity, but we will provide ya with thuh transactions to verify.

Redneck Bank® will NEVER text or email ya askin’ for yer bankin’ or personal information or for ya to verify any information by clicking a link or openin’ an attachment.

Beware of scammers!  Here are some of the techniques they use to try to trick ya.

Trust Building Tactics: Scammers may use tactics to build trust, such as startin’ with harmless requests before escalating to more invasive demands. Remain skeptical of any unsolicited communication, especially if it involves requests for sensitive information or unusual actions.

Smishing (SMS+Phishing): Scammers frequently use misleading text messages to try to trick ya.  This is because most people are not as cautious ‘bout potentially fraudulent text messages as they are about emails, and most people check and respond to their text messages much more than email.

Smishing attacks can be broken down into 3 categories:

1)    Attempt to trick ya into revealing confidential information such as bank login information

2)    Attempt to trick ya into downloading malware by clickin’ a link or attachment or by downloading an app that will steal yer personal information from yer phone

3)    Attempt to trick ya into sending someone money by presenting something that seems to be a great deal, or a situation where ya can help someone, or claiming ya owe money for some reason like a fine or purchase, or one of yer payments wasn’t received like a credit card or utility payment

NEVER click on a link or attachment or download an app unless ya know it is from a trusted source.

Caller ID Spoofing: Caller ID can be manipulated by scammers to display false information, making it appear as if the call is coming from a trusted source. Always exercise caution when receiving unexpected calls, even if the caller ID appears legitimate.  Scammers like to pretend to be yer bank, credit card company, law enforcement, utility company or someone else you might trust.

ALWAYS call a company back on a phone number ya get from their legitimate website or other trusted source before giving out personal information.  NEVER allow a caller to take over yer computer to “help” ya with a transaction or other issue.

Email Spoofing: Scammers can easily forge email addresses to make them appear genuine. Even if an email seems official or is from a known contact, be wary of clicking on links or providing personal information without verifying the sender's identity.

ALWAYS check the email address of the sender to see if it looks legitimate and NEVER click on a link or attachment unless you know it is from a trusted source. Simply clicking on a link or attachment can infect your computer with a virus or malware.