Redneck Rewards Checkin' Account®
Get a high yield — up to 4.25% APY* on balances up to $15,000 — with our Redneck Rewards® checkin' account. There’s no minimum balance required, and we include a Redneck Bank® Mastercard® debit card for secure purchases and access to ATMs worldwide. *APY is Annual Percentage Yield.
Free Online Banking
Free Mastercard® Debit Card
Free ATM Transactions Worldwide**
Free Daily Email Notification if Overdrawn
Free Apple Pay, Samsung Pay and Google Pay
Free Bank-to-Bank Transfers
Online Bill Pay***
No Minimum Balance
Free Online Banking |
Free Mastercard® Debit Card |
Free ATM Transactions Worldwide** |
Free Daily Email Notification if Overdrawn |
Free Apple Pay, Samsung Pay and Google Pay |
Free Bank-to-Bank Transfers |
Online Bill Pay*** |
No Minimum Balance |
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Standard account features that come with all our accounts
- Person-to-Person Transfers
- Overdraft Privilege****
- Direct Deposit
- Mobile Deposit
- Earn 4.25% APY when you have up to $15,000 in your account. Amounts over $15,000 will earn 0.50% APY. The APY for this tier will range from 4.25% to 0.50%. If transaction requirements outlined below are not met you will earn 0.25% APY. We will pay interest earned by your account at the end of each monthly billing cycle. *APY is Annual Percentage Yield.
- **We will refund up to $25 of foreign ATM fees each monthly statement cycle in one lump sum.
- Open this account with a minimum deposit of $500.
- There is no minimum balance required to maintain this account.
- There is no monthly service charge. Learn more about this account.
- Transaction Requirements: To receive rewards from Redneck Rewards® personal checking account, participants must:
- Make 10 Redneck Bank® Mastercard® debit card transactions per monthly statement cycle. Please refer to #9 below.
- Receive your statements electronically.
- Fees could affect the earnings on this account. Fee Schedule.
- Our monthly statement cycle ends on the 20th of each month. If the 20th falls on a Saturday, the cycle will end on Friday the 19th. If the 20th falls on a Sunday, the cycle will end on Monday the 21st. There are no rollover transactions.
- Qualifying Mastercard® debit card sales transactions include each time you use your Mastercard® debit card to make a purchase from a vendor or merchant. These transactions must post and clear your account during the payment cycle. ATM and ACH transactions do not qualify.
- Annual Percentage Yield (APY) is accurate as of 6/23/2025. Rate may change.
- ***Ten free Online Bill Pay transactions per month; $0.50 charge for each transaction over the 10 free transactions.
- There is a limit of two Redneck Rewards accounts allowed per individual.
- This is a tiered account.
- ****Overdraft privilege is available for customers who qualify.
- Free eStatements with transaction images are available for view online.
- A $3 per month charge will be applied for paper statements.
- Learn more about our banking.
